Financing Options

AAMCO Synchrony Car Care^TM Credit Card

Good option for customers with ‘good’ to ‘excellent’ credit

FEES: No annual fee^Ɨ credit card / No application fee / $0 fraud liability

AVAILABLE CREDIT LINES: up to $10,000

PROGRAM BENEFITS:

• 12 months promotional financing on purchases of $750+*
• Accepted at participating AAMCO locations and over 500,000 auto parts and service businesses.**
• Use your card to fuel up at 200,000+ stations nationwide across all major gas brands.**
• Click here to estimate your AAMCO credit card monthly payment. 

Get a decision in seconds with no impact to your credit bureau score.

We’re here to help!

LENDER DISCLOSURES: *,Ɨ A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.**Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

Koalafi

Lease-to-own financing.
Good option for customers still building credit

How lease-to-own financing works

• A Koalafi lease isn't just a great way to manage a big expense - it can also help you build your credit. 
• Koalafi buys the item and leases it to you, reporting your progress to the credit bureaus. On-time payments are reported to the bureau and can help you build your score. After the last payment, the item is all yours!

​INITIAL PAYMENT: Up to $59, varies by state

APPROVAL AMOUNTS: $300 to $5,000

PROGRAM BENEFITS+: 

• No credit needed*
• No hit to your credit to check eligibility
• High approval rate
• Early purchase options to save
• Opportunity to establish and build credit

Click here to apply

LENDER DISCLOSURES: 
*Koalafi will perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check. For qualifying customers only. Offer subject to change.

+The program described is a rent-to-own (or lease-to-own) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary from state to state. Consult your lease for complete terms and conditions. 

GENERAL DISCLOSURE: AAMCO Suffolk, VA does not make loan offers, but pairs potential borrowers with lenders and lending partners. AAMCO Suffolk, VA is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO Suffolk, VA does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO Suffolk, VA does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice.  All information and disclosures above have been provided by each respective lender, AAMCO Suffolk, VA does not accept responsibility or liability for its accuracy, completeness or legality.